It’s that time of year again when customers have to renew their car insurance, unfortunately for some people; they will be met with slight increases.

This is because of the wet and icy conditions that we experience at this time of year. After all, 20% of all car write-offs occur during the winter months and insurers are covering themselves by increasing their prices on certain deals.

Due to the possible increase in premiums, shopping around for the best car insurance quotes has become more important. There are a few things you can do to try and eliminate the weather element when getting quotes from your insurer; Pass Plus courses cost around Ј130 and consist of 6 exercises; including travelling through towns, driving in different types of weather, motorway driving and other important exercises to improve your driving skills.

The Pass Plus course can be a useful thing to have at this time of year but be sure to look around because not all car insurance companies take it into account so be sure that the cost of the course will be worth it, because you may find that insurers do not offer any discounts whether or not you have Pass Plus. It is imperative that you ensure you have breakdown cover as well should the unexpected happen.

Shopping around is the best way to ensure you find cheap car insurance, go online and possibly receive a 10% discount. At this time of year, more accidents occur with the conditions we normally have in the UK, but the recent floods have exasperated things meaning insurers are putting their prices up to cover themselves from any accidents. Customers need to drive safely, ensure their policies are up-to-date and have all the benefits the driver needs.